Life Insurance is a great way to help protect your family from the financial worries they could face if you were no longer around. It could help with household bills, child-care costs or clearing your mortgage debt.

Life insurance is a contract between you and an insurer. It could pay out a cash sum if you die during the length of the policy.

Photo: Flickr (hickey-fry)

Each plan is created individually for the insured individual(s) by taking in to consideration personal details like age, occupation, lifestyle, activities and other areas to ensure that the plan meets personal needs and can be set in place for a number of years.

There are different types available to suit different needs:
  • Level Term Assurance to help protect your family financially
  • Mortgage Term Assurance specifically designed to help pay off the mortgage

There is also an option to add Critical Illness Cover for an extra cost when you take out life insurance. It’s designed to pay out if you’re diagnosed one of our specified critical illnesses during the length of the policy.

Please remember that life insurance is not a savings or investment plan and has no cash value unless a valid claim is made.

At Brilliant Money we have a specialist team of advisers that will search the Whole of the Market to find the best and most cost effective policy which is suitable for your needs. Please contact one of our advisers today who will be happy to help.