Brilliant Money has helped grow many of its clients Buy-to-Let portfolios from the ground up.
If you are considering investing in property or improving your return on a Buy-to-Let you already own Brilliant Money has the mortgage solutions to source the best deal available.
As an income investment for those with enough money to raise the deposit, Buy-to-Let is an attractive proposition, especially compared to low savings rates and stock market volatility.
Buy-to-Let landlords need to beware of fees, which can substantially push up the cost of a mortgage, especially if they are only fixing or tracking for a short deal period. Quality Mortgage Advice can help to reduce this and finding the most efficient rate as a Buy- toLet landlord can make for the smoothest purchase or re-mortgage.
The biggest fees are typically those charged as a percentage of the loan but even flat product fees can attract high fees.
If you are new to Buy-to-Let, Brilliant Money can help you work out the market, advise of any risks as well as the benefits. Alternatively for experienced Buy-to-Let purchasers, Brilliant Money manages the purchase and re-mortgages of multiple buy to let properties.
Buy-to-Let lenders typically want rent to cover 125% of the mortgage repayments and many now demanding 25% deposits, or even larger, for rates considerably above residential mortgage deals.